Zakat ke masayil

Question:
ASALAM-O-ALAYCUM,
KIA APP MUJ KO BATA SAKTAY HAIN MUJ PER KITNI ZAKAT FARZ HAY DETAILS I AM WRITING BELOW:
1- HOUSE (RENT PER DIA HAY YEE ) PAK RS. 2,500,000.00.
2- CASH IN HAND PAK RS. 700,000.00.
3- BANK LOAN LIA HAY MAY NAY PAK RS. 3,750,000.00.

WASALAM

WAITING YOUR REPLY

 Answer:
Wa alaikumussalaam,

Aapka sawaal mousool huwa jawaab hazir hai:

Zakath ka mamila ye hai kay:

Muftiyan-e-ikraam ne ye faisla kiya hai ke Shari taqaze ke eitebaar se "LOAN" ko Qarz ke ziman me hi liya gaya hai. To agar aapka Loan amount aap ke nisaab se ziyadah hai pehele to us Loan amount ko niqale aur agar bacha huwa rakam hajate asli se ziyadah ho yani "Sahib-e-Nisaab" ko pohunche to utne rakam ka zakaat nikale warna aap par zakath nahi hai.

Ex: In your case:
1- HOUSE (RENT PER DIA HAY YEE ) PAK RS. 2,500,000.00.
2- CASH IN HAND PAK RS. 700,000.00.
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Total LOAN amount: 3,200,000.00
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3- BANK LOAN LIA HAY MAY NAY - PAK RS. 3,750,000.00.
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Remaining Loan amount you should still give is 550,000.00
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Therefore, in this case you don't have money left rather should still give 550,000. Hence, no zakath on you.

Allahu alam va rasoolullah alam azzawajalla va sallallahu alaihi vasallam